The Psychology of Money argues that financial success is mostly about behavior rather than IQ. Through short, memorable stories, Morgan Housel shows how luck, risk, and tail events shape outcomes; why compounding needs time and consistency; and how a high savings rate buys flexibility. He warns that debt creates fragility and that comparisons fuel needless risk. Pursue reasonable choices, not perfect math; keep a margin of safety; and plan for surprises. Real wealth is the freedom to control your time and attention. Since people value money differently, personal finance is personal: align decisions with temperament, goals, and life stage. Humility, patience, and emotional control matter more than forecasting. Avoid one-way bets, embrace long horizons, and stay adaptable so money supports a life you actually want. Save consistently, diversify widely, ignore noise, and let modest decisions accumulate into durable results steadily.
"It’s one of the recent ones that I read."